{"id":9077,"date":"2024-08-20T16:48:59","date_gmt":"2024-08-20T14:48:59","guid":{"rendered":"https:\/\/www.assap.ad\/real-estate-buildings-communities\/"},"modified":"2024-10-24T11:39:33","modified_gmt":"2024-10-24T09:39:33","slug":"property-buildings-communities","status":"publish","type":"page","link":"https:\/\/www.assap.ad\/en\/insurances-andorra\/property-buildings-communities\/","title":{"rendered":"Property, buildings and communities"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Responsabilidad civil&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F3F8FC&#8221; custom_padding=&#8221;0px||0px||true|&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;off|phone&#8221; max_width=&#8221;1301px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element__hover_enabled=&#8221;off|desktop&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;display: flex;||flex-direction: column-reverse;&#8221; custom_css_main_element_phone=&#8221;display: flex;||flex-direction: column-reverse;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|5.5%|5.5%|5.5%|false|true&#8221; custom_padding_tablet=&#8221;30px|8%|9%|8%|false|true&#8221; custom_padding_phone=&#8221;30px|10%|15%|10%|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;display: flex;||flex-direction: column;||justify-content: space-between;||&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;off|desktop&#8221; custom_css_main_element_tablet=&#8221;display: flex;||flex-direction: column;||justify-content: space-between;||&#8221;][et_pb_code module_class=&#8221;breadcrumb&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||30px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><a href=\"https:\/\/www.assap.ad\/en\/\">Inicio<\/a><span class=\"separator\"> &gt; <\/span><a href=\"https:\/\/www.assap.ad\/en\/\">Andorra Insurance<\/a><span class=\"separator\"> &gt; <\/span><span class=\"last\">Inicio<\/span><\/p><\/nav>[\/et_pb_code][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Insurance for real estate, buildings and communities  <\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;35px||40px||false|false&#8221; custom_margin_tablet=&#8221;30px||35px||false|false&#8221; custom_margin_phone=&#8221;20px||25px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; hover_enabled=&#8221;0&#8243; text_line_height_last_edited=&#8221;off|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">ASSAP&#8217;s property, buildings and community insurance is a comprehensive multi-risk insurance that covers all critical aspects of the building: from the structure and fa\u00e7ade to the electrical and water installations, and includes floors, doors and windows. Each policy is tailored to meet the specific needs of each property and ensures complete and effective protection. <\/p>\n<p class=\"p1\">This insurance is essential and mandatory for property owners, and protects their assets and their liability towards other residents.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#solicitar-presupuesto&#8221; button_text=&#8221;Request a quote!&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_css_free_form=&#8221;selector.et_pb_button:hover {background-color: #00538e!important;}&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#FFFFFF&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#00538e&#8221; button_bg_enable_color__hover=&#8221;on&#8221; custom_css_main_element__hover_enabled=&#8221;off|hover&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.0&#8243; _dynamic_attributes=&#8221;background_image&#8221; _module_preset=&#8221;default&#8221; background_image=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9mZWF0dXJlZF9pbWFnZSIsInNldHRpbmdzIjp7fX0=@&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_tablet=&#8221;min-height: 400px!important;||display: block!important;&#8221; custom_css_main_element_phone=&#8221;min-height: 396px!important;||display: block!important;&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;\u00bfEn qu\u00e9 consiste el seguro?&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;84.05%&#8221; width_phone=&#8221;80.05%&#8221; width_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; admin_label=&#8221;Column&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;h2&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_2_text_align=&#8221;center&#8221; max_width=&#8221;430px&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; header_2_text_align_tablet=&#8221;left&#8221; header_2_text_align_phone=&#8221;left&#8221; header_2_text_align_last_edited=&#8221;on|tablet&#8221; module_alignment_tablet=&#8221;left&#8221; module_alignment_phone=&#8221;left&#8221; module_alignment_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What does property, buildings and community insurance consist of?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;84.05%&#8221; width_phone=&#8221;80.05%&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Texto&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;910px&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|tablet&#8221; module_alignment=&#8221;center&#8221; text_orientation_tablet=&#8221;left&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;left&#8221; module_alignment_phone=&#8221;left&#8221; module_alignment_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]Property and community insurance protects buildings and developments against problems and incidents in common areas. It covers damages to third parties due to incidents related to the community, such as problems with elevators, gardens or stairs.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;\u00bfQu\u00e9 cubre?&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F3F8FC&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; admin_label=&#8221;Column&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;h2&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;||||||||&#8221; header_2_text_align=&#8221;center&#8221; max_width=&#8221;430px&#8221; max_width_tablet=&#8221;350px&#8221; max_width_phone=&#8221;350px&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>What does real estate, buildings and communities cover?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; width_phone=&#8221;85%&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;h3&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; min_height=&#8221;90px&#8221; min_height_tablet=&#8221;&#8221; min_height_phone=&#8221;&#8221; min_height_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_4_font_size_tablet=&#8221;&#8221; header_4_font_size_phone=&#8221;&#8221; header_4_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Coverages included<\/h3>\n<p>With and without deductible *<\/p>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;Broken glass&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Rotura de cristales&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]It covers the replacement costs of broken windows and glass. For example, if a tree falls and breaks the windows in the community hall, we will replace the damaged glass.[\/et_pb_toggle][et_pb_toggle title=&#8221;Temporary uninhabitability&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Inhabitabilidad temporal&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]It covers the costs of rehousing the building&#8217;s residents if the property becomes uninhabitable due to a disaster such as a fire or flood. [\/et_pb_toggle][et_pb_toggle title=&#8221;Fire, explosion, smoke or soot&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Incendio, explosi\u00f3n, humo u holl\u00edn&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]This coverage covers damage and repairs required to your building as a result of fire, explosions, and secondary damage caused by smoke and soot.[\/et_pb_toggle][et_pb_toggle title=&#8221;Atmospheric phenomena&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Fen\u00f3menos atmosf\u00e9ricos&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]This coverage provides comprehensive protection against damage resulting from adverse weather conditions, lightning strikes, floods, collisions and the effects of sonic waves. For example, it covers the repair of a facade damaged by a severe storm.[\/et_pb_toggle][et_pb_toggle title=&#8221;Electrical damage&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Da\u00f1os El\u00e9ctricos&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>It supports damage to electrical systems and appliances caused by electrical anomalies, such as repairing the building&#8217;s electrical system after a short circuit.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Breakage of sanitary elements&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Rotura de elementos sanitarios&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]It covers the repair or replacement of communal sanitary elements, such as sinks or toilets in the event of breakage. [\/et_pb_toggle][et_pb_toggle title=&#8221;Total ruin&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Ruina Total&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>It protects against serious material damage caused by works that affect the stability or resistance of the building. If an authority declares the building to be in total ruin and orders the evacuation of the property, this coverage responds to these circumstances. <\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Vandalism&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Vandalismo&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">This coverage protects you against intentional damage to property by third parties, such as graffiti or damage to exterior lighting, and covers the cleanup and repair costs necessary to restore affected areas to their original condition.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Water Damage&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Da\u00f1os por Agua&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]This coverage includes locating and repairing water leaks, as well as repairing any damage they cause to common areas or individual properties within the community.[\/et_pb_toggle][et_pb_toggle title=&#8221;Theft and plunder&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Robo y Expoliaci\u00f3n&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">It protects against theft of property in common areas of the building or community, as well as against acts of looting, and ensures the replacement or repair of stolen or damaged items.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Civil Liability, Bonds and Defense&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Responsabilidad Civil, Fianzas y Defensa&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]Provides legal assistance and coverage of litigation expenses, such as legal defense of the community in the event of an accident on the premises that causes injury to a resident.[\/et_pb_toggle][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;60px||||false|false&#8221; custom_padding_phone=&#8221;50px||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;h3&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; min_height=&#8221;90px&#8221; min_height_tablet=&#8221;&#8221; min_height_phone=&#8221;&#8221; min_height_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_4_font_size_tablet=&#8221;&#8221; header_4_font_size_phone=&#8221;&#8221; header_4_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Additional coverages<\/h3>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;Key replacement&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Reposici\u00f3n de Llaves&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>In the event of loss or theft of keys, this coverage covers changing locks and replacing keys to ensure your safety and peace of mind.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Employee infidelity&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Infidelidad de empleados&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]This coverage provides financial security to the property owner in the event that an employee commits fraud, theft or any other form of dishonest conduct that results in financial harm to the building or the community of owners.[\/et_pb_toggle][et_pb_toggle title=&#8221;Machinery breakdown&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Aver\u00eda de maquinaria&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">This coverage protects against failures in machinery essential to the operation of the building, such as heating systems, elevators or generators, due to unexpected breakdowns, and includes the repair or replacement of the affected equipment.<\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;10px&#8221; text_line_height=&#8221;1.3em&#8221; max_width=&#8221;380px&#8221; text_font_size_tablet=&#8221;10px&#8221; text_font_size_phone=&#8221;10px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>* Coverage and services are subject to the terms and conditions applicable to your insurance. This section has no contractual value. <\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#solicitar-presupuesto&#8221; button_text=&#8221;Request a quote!&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#FFFFFF&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#00538e&#8221; button_bg_enable_color__hover=&#8221;on&#8221; custom_css_main_element__hover_enabled=&#8221;off|hover&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><a href=\"https:\/\/www.assap.ad\/en\/\">Inicio<\/a><span class=\"separator\"> &gt; <\/span><a href=\"https:\/\/www.assap.ad\/en\/\">Andorra Insurance<\/a><span class=\"separator\"> &gt; <\/span><span class=\"last\">Inicio<\/span><\/p><\/nav>Insurance for real estate, buildings and communities ASSAP&#8217;s property, buildings and community insurance is a comprehensive multi-risk insurance that covers all critical aspects of the building: from the structure and fa\u00e7ade to the electrical and water installations, and includes floors, doors and windows. Each policy is tailored to meet the specific needs of each property [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5990,"parent":9426,"menu_order":24,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"categoria-seguro":[39],"class_list":["post-9077","page","type-page","status-publish","has-post-thumbnail","hentry","categoria-seguro-particulares"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/pages\/9077","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/comments?post=9077"}],"version-history":[{"count":2,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/pages\/9077\/revisions"}],"predecessor-version":[{"id":10718,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/pages\/9077\/revisions\/10718"}],"up":[{"embeddable":true,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/pages\/9426"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/media\/5990"}],"wp:attachment":[{"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/media?parent=9077"}],"wp:term":[{"taxonomy":"categoria-seguro","embeddable":true,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/categoria-seguro?post=9077"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}