{"id":9269,"date":"2024-08-06T17:07:33","date_gmt":"2024-08-06T15:07:33","guid":{"rendered":"https:\/\/www.assap.ad\/do-managers-administrators\/"},"modified":"2024-10-24T17:57:19","modified_gmt":"2024-10-24T15:57:19","slug":"d-o-directors-administrators","status":"publish","type":"page","link":"https:\/\/www.assap.ad\/en\/insurances-andorra\/d-o-directors-administrators\/","title":{"rendered":"D&#038;O (directors and administrators)"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Todo riesgo construcci\u00f3n&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F3F8FC&#8221; custom_padding=&#8221;0px||0px||true|&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;off|phone&#8221; max_width=&#8221;1301px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element__hover_enabled=&#8221;off|desktop&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;display: flex;||flex-direction: column-reverse;&#8221; custom_css_main_element_phone=&#8221;display: flex;||flex-direction: column-reverse;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|5.5%|5.5%|5.5%|false|true&#8221; custom_padding_tablet=&#8221;30px|8%|9%|8%|false|true&#8221; custom_padding_phone=&#8221;30px|10%|15%|10%|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;display: flex;||flex-direction: column;||justify-content: space-between;||&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;off|desktop&#8221; custom_css_main_element_tablet=&#8221;display: flex;||flex-direction: column;||justify-content: space-between;||&#8221;][et_pb_code module_class=&#8221;breadcrumb&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||30px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><a href=\"https:\/\/www.assap.ad\/en\/\">Inicio<\/a><span class=\"separator\"> &gt; <\/span><a href=\"https:\/\/www.assap.ad\/en\/\">Andorra Insurance<\/a><span class=\"separator\"> &gt; <\/span><span class=\"last\">Inicio<\/span><\/p><\/nav>[\/et_pb_code][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>D&amp;O (directors and officers)<\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;35px||40px||false|false&#8221; custom_margin_tablet=&#8221;30px||35px||false|false&#8221; custom_margin_phone=&#8221;20px||25px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; text_line_height_last_edited=&#8221;off|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Are you a business manager or director? Are you looking to protect yourself against possible damages caused to third parties during your operations? <\/p>\n<p>At ASSAP we have designed a specific insurance policy for directors and managers that protects your personal assets against possible claims from creditors, shareholders or employees for incorrect acts in the exercise of your position.<\/p>\n<p>With this coverage, you can be confident that in the event of incidents related to the operations of your business, you have solid and reliable support.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#solicitar-presupuesto&#8221; button_text=&#8221;Request a quote!&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_css_free_form=&#8221;selector.et_pb_button:hover {background-color: #00538e!important;}&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#FFFFFF&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#00538e&#8221; button_bg_enable_color__hover=&#8221;on&#8221; custom_css_main_element__hover_enabled=&#8221;off|hover&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.0&#8243; _dynamic_attributes=&#8221;background_image&#8221; _module_preset=&#8221;default&#8221; background_image=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9mZWF0dXJlZF9pbWFnZSIsInNldHRpbmdzIjp7fX0=@&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_tablet=&#8221;min-height: 400px!important;||display: block!important;&#8221; custom_css_main_element_phone=&#8221;min-height: 396px!important;||display: block!important;&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;\u00bfEn qu\u00e9 consiste el seguro?&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;84.05%&#8221; width_phone=&#8221;80.05%&#8221; width_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; admin_label=&#8221;Column&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;h2&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_2_text_align=&#8221;center&#8221; max_width=&#8221;540px&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; header_2_text_align_tablet=&#8221;left&#8221; header_2_text_align_phone=&#8221;left&#8221; header_2_text_align_last_edited=&#8221;on|tablet&#8221; module_alignment_tablet=&#8221;left&#8221; module_alignment_phone=&#8221;left&#8221; module_alignment_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What is directors and officers insurance?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;84.05%&#8221; width_phone=&#8221;80.05%&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Texto&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;912px&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|tablet&#8221; module_alignment=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; text_orientation_tablet=&#8221;left&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;left&#8221; module_alignment_phone=&#8221;left&#8221; module_alignment_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">Directors and managers insurance offers protection to the personal assets of these professionals against claims for management actions. It covers civil, legal and financial liabilities, and includes court costs and compensation. It extends protection to personal and family assets, and ensures comprehensive support both at the corporate and personal level.  <\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;\u00bfQu\u00e9 cubre?&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F3F8FC&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; admin_label=&#8221;Column&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;h2&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;||||||||&#8221; header_2_text_align=&#8221;center&#8221; max_width=&#8221;420px&#8221; max_width_tablet=&#8221;350px&#8221; max_width_phone=&#8221;350px&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>What does D&amp;O (directors and officers) cover?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; width_phone=&#8221;85%&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;h3&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; text_orientation=&#8221;center&#8221; min_height=&#8221;90px&#8221; min_height_tablet=&#8221;&#8221; min_height_phone=&#8221;&#8221; min_height_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_4_font_size_tablet=&#8221;&#8221; header_4_font_size_phone=&#8221;&#8221; header_4_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Coverages included<\/h3>\n<p>With and without deductible *<\/p>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;Civil liability for exploitation&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Mantenimiento de un a\u00f1o&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">In the event of civil claims, the company will be responsible for any compensation for which the insured is found liable. In addition, the policy covers the legal costs that may arise from any legal proceedings linked to this liability. <\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Professional civil liability&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Mantenimiento de un a\u00f1o&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]Guarantees payment by the company of any compensation for which the insured is civilly liable, as well as any legal costs resulting from any lawsuits required of the insured. Intended for liberal professions (health professionals, lawyers).[\/et_pb_toggle][et_pb_toggle title=&#8221;Coverage of personal assets, those of the partner, heirs and legal representatives&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Mantenimiento de un a\u00f1o&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">It provides comprehensive protection to the insured&#8217;s personal assets against potential legal implications arising from their decisions. In addition, it is extended to cover the assets of their partner, heirs and legal representatives, and ensures the peace and protection of their legacy and family in any legal circumstance. <\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Coverage for the different figures of society&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Mantenimiento de un a\u00f1o&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">It provides specialized protection to all key figures in the company, including the director, administrators, subsidiary companies, secretary and vice-secretary, among others, and guarantees security and comprehensive support in the event of legal contingencies in the corporate sphere.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Legal assistance&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Mantenimiento de un a\u00f1o&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]It covers costs, legal fees and expenses necessary for the director or manager to establish his or her defense and representation in the legal field in the event of a claim.[\/et_pb_toggle][et_pb_toggle title=&#8221;Extension of coverage beyond maturity&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Mantenimiento de un a\u00f1o&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]This coverage ensures that even after the original policy has expired, the insured will still be protected for a set period. This is especially relevant for claims that may arise after the policy has expired, but are related to events that occurred while the policy was in force.[\/et_pb_toggle][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;60px||||false|false&#8221; custom_padding_phone=&#8221;50px||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;h3&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; min_height=&#8221;90px&#8221; min_height_tablet=&#8221;&#8221; min_height_phone=&#8221;&#8221; min_height_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_4_font_size_tablet=&#8221;&#8221; header_4_font_size_phone=&#8221;&#8221; header_4_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Additional coverages<\/h3>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;Complaint for labor practices&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Costes de desescombro o demolici\u00f3n&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]Provides coverage against claims for inappropriate employment practices. Whether it is due to allegations of workplace or sexual harassment, cases of dismissal deemed unfair, or situations of discrimination, this coverage provides the peace of mind and financial support necessary to face these legal challenges.[\/et_pb_toggle][et_pb_toggle title=&#8221;Advertising expenses&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Costes de desescombro o demolici\u00f3n&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">Protect your image and that of your company after a lawsuit. Cover the costs associated with the design and launch of advertising campaigns, with the support of leading marketing and communications agencies, and ensure the restoration and strengthening of your reputation at critical times. <\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Employee infidelity&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Costes de desescombro o demolici\u00f3n&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">Provides financial support against dishonest acts by an employee and guarantees the stability of your business in the event of internal irregularities.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Civil or criminal bail bonds&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Costes de desescombro o demolici\u00f3n&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">It covers all bonds, guarantees or sureties that may arise in both civil and criminal proceedings and ensures that your financial responsibilities and the operation of the business are covered in the event of any legal requirement.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Pollution&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Costes de desescombro o demolici\u00f3n&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">Protects against claims for environmental incidents linked to the company. It covers legal and financial liabilities arising from ecological damage or impacts on public health and ensures a solid and effective response in critical situations. <\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Loss of documents&#8221; open_toggle_text_color=&#8221;#1E608E&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; icon_color=&#8221;#1E608E&#8221; toggle_icon=&#8221;&#x4c;||divi||400&#8243; open_icon_color=&#8221;#1E608E&#8221; open_toggle_icon=&#8221;&#x4b;||divi||400&#8243; admin_label=&#8221;Costes de desescombro o demolici\u00f3n&#8221; module_class=&#8221;lista&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#1E608E&#8221; title_font=&#8221;||||||||&#8221; closed_title_font=&#8221;||||||||&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;#1E608E&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; closed_title_font_size_tablet=&#8221;&#8221; closed_title_font_size_phone=&#8221;&#8221; closed_title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;18px&#8221; body_font_size_phone=&#8221;15px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\">It protects against the eventuality of loss, damage or destruction of essential documents and ensures financial and legal support for the recovery and restoration of documentation, thereby minimizing risks and guaranteeing the operational continuity of the company.<\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;10px&#8221; text_line_height=&#8221;1.3em&#8221; max_width=&#8221;380px&#8221; text_font_size_tablet=&#8221;10px&#8221; text_font_size_phone=&#8221;10px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>* Coverage and services are subject to the terms and conditions applicable to your insurance. This section has no contractual value. <\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#solicitar-presupuesto&#8221; button_text=&#8221;Request a quote!&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#FFFFFF&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#00538e&#8221; button_bg_enable_color__hover=&#8221;on&#8221; custom_css_main_element__hover_enabled=&#8221;off|hover&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><a href=\"https:\/\/www.assap.ad\/en\/\">Inicio<\/a><span class=\"separator\"> &gt; <\/span><a href=\"https:\/\/www.assap.ad\/en\/\">Andorra Insurance<\/a><span class=\"separator\"> &gt; <\/span><span class=\"last\">Inicio<\/span><\/p><\/nav>D&amp;O (directors and officers)Are you a business manager or director? Are you looking to protect yourself against possible damages caused to third parties during your operations? At ASSAP we have designed a specific insurance policy for directors and managers that protects your personal assets against possible claims from creditors, shareholders or employees for incorrect acts [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5771,"parent":9426,"menu_order":7,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"categoria-seguro":[27],"class_list":["post-9269","page","type-page","status-publish","has-post-thumbnail","hentry","categoria-seguro-empresas"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/pages\/9269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/comments?post=9269"}],"version-history":[{"count":11,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/pages\/9269\/revisions"}],"predecessor-version":[{"id":10978,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/pages\/9269\/revisions\/10978"}],"up":[{"embeddable":true,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/pages\/9426"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/media\/5771"}],"wp:attachment":[{"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/media?parent=9269"}],"wp:term":[{"taxonomy":"categoria-seguro","embeddable":true,"href":"https:\/\/www.assap.ad\/en\/wp-json\/wp\/v2\/categoria-seguro?post=9269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}