The best insurance for your second homeInsurance Second home

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Second home

ASSAP second home insurance gives you cover in the event of unforeseen events such as fires, robberies, water leaks, broken windows, floods, etc., as well as the damage that these unforeseen events may cause to a third party (a neighbour or the community of owners). Apart from the minimum cover, we offer you a range of optional cover to adapt to your needs.

It is the insurance that protects your home and property, and covers civil liability in the event of damage to your neighbours.

Second home

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What does cover: Second home?

CoverWITH AND WITHOUT EXCESS * *

Aesthetic damage

The loss of continuity and aesthetic coherence of a home after repairs, and which cannot be done without modifying the initial aesthetics of the floor, walls, and ceilings.

Key replacement

Third-party property

The assets of persons other than the Policyholder or the Insured, who do not habitually live with him or her.

Atmospheric phenomena, lightning, flood, shock, impact, and sonic waves

Electrical damage

Breakage of sanitary items

Temporary uninhabitability

Loss of the ability to live in a place for a certain time.

Material damage caused as a result of works carried out and which compromise the mechanical resistance and stability of the building. The competent authority will officially declare the total ruin of the property and the clearance of the same.

Express intention to spoil by a third party. For example: In the event that someone damages your business, repairs would be covered.

Water damage (locating and repairing water leaks)

Theft and plunder

Civil liability, bonds, and defence

Legal assistance. This cover allows you to cover the costs of the process and your lawyer in the event of a trial.

Cover additional

Theft of money from the safe

Theft of garden trees and plants

Tablet and mobile phone breakage

First-aid expenses in the event of robbery with violence

Jewellery in the home

Items of special value and collections

Robbery outside the home

Theft of goods in storage room

Personal computers for private use

Handyman service

Home maintenance and repair service, which will be performed by a professional in two annual sessions of three hours’ duration each.

Theft of money from the home

Items in the safe

Fraudulent card use

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* We only provide cover for second homes in Andorra and Spain.

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HERE ARE SOME EXAMPLES OF WHAT WE CAN DO FOR YOU. AND IF...

The radiator filters water and damages the floor.

The radiator filters water and damages the floor.

We cover the cost of damages.

A drop in power spoils the food in the fridge

A drop in power spoils the food in the fridge

We pay you the purchase of food replacement.

You leave the keys inside the house

You leave the keys inside the house

We take care of the cost of the locksmith.