The best insurance for SMEsInsurance SMEs

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ASSAP comprehensive insurance for SMEs ensures cover for basic contingencies such as fire, theft, and explosion, as well as specific cover according to the activity and particularities of your business or company.

Compulsory insurance if you have a company. It covers a range of contingencies adapted to its characteristics.

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What does cover: SMEs

What does cover: SMEs?

CoverWITH AND WITHOUT EXCESS * *

Fire, explosion, smoke, or soot
Atmospheric phenomena, lightning, flood, shock, impact, and sonic waves
Electrical damage
Breakage of sanitary items
Loss of the ability to live in a place for a certain time.
Material damage caused as a result of works carried out and which compromise the mechanical resistance and stability of the building. The competent authority will officially declare the total ruin of the property and the clearance of the same.
Express intention to spoil by a third party. For example: In the event that someone damages your business, repairs would be covered.
Water damage (locating and repairing water leaks)
Theft and plunder
Legal assistance. This cover allows you to cover the costs of the process and your lawyer in the event of a trial.
Windows

Cover additional

The loss of continuity and aesthetic coherence of a home after repairs, and which cannot be done without modifying the initial aesthetics of the floor, walls, and ceilings.
Key replacement
Dishonest fraud committed by an employee.
Computer breakdown
Replacement of files
Food and/or products that have gone off in the fridge, for example due to a drop in voltage.
Repair of damaged machines in the event of an accident.
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HERE ARE SOME EXAMPLES OF WHAT WE CAN DO FOR YOU. AND IF...

Someone comes to rob your business
Someone comes to rob your business
You are compensated up to the insured limit.
A shelf that falls to the ground and breaks some material as a result
We pay you the cost of replacing the material.
An employee causes personal or material damage to third parties
We cover the expenses incurred by a third party.

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